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Personal

Secured Loan

If you currently own something of value, such as a vehicle or savings account, you can obtain financing using these items as collateral. The value of your collateral along with your income, ability to repay and credit worthiness are all factors in determining the loan amount you qualify for. These loans are available with typically lower rates than that of an unsecured loan. Lower rates may be available for automatic payments from a First Bank checking or savings account.

Unsecured Loan

If you choose not to use collateral for a personal loan, this alternative will allow you to receive fixed-rate financing based on your income, ability to repay and credit worthiness. Repayment terms for this loan are typically shorter than that of a secured loan. Lower rates may be available for automatic payments from a First Bank checking or savings account.