In Person
- 10 locations
- 26 ATMs
Online/Mobile Banking
24/7 access to account information, bill pay and more.
Give Us a Call
Our Main Number
888.647.1265
(available during normal
business hours)
business hours)
24-Hour Telephone Banking:
800.313.2730
Or:
Rural Housing Development Loan
A Rural Housing Development Loan is guaranteed by the USDA. This loan (or mortgage) is geared to help low- to moderate-income families. Eligibility may depend on the zip code of the home’s location, your current household income and credit history, as well as the number of dependents you can claim.
Main Features
- Available for purchases
- Refinancing available (must presently have a Rural Development Loan to qualify)
- $0 down payment and 100% financing for eligible borrowers
- Fixed P&I payment (principal and interest) for the life of the loan
- 30-year term
- Monthly mortgage insurance required
- Interested party contributions of up to 6% allowed
- Gift funds allowed
