Money Market
Unlike other interest-bearing savings accounts, a Money Market Account comes with a free box of checks and a Visa® ATM/check card, allowing you to use the account to pay third parties if needed. You can make up to six third-party transactions per statement cycle (including checks or automatic debits), and unlimited over-the-counter and ATM withdrawals. By maintaining a $1,000 minimum balance, you’ll earn interest and avoid the $7 monthly fee. Interest is compounded daily and credited monthly.
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |
| Money Market | $7 monthly fee waived with $1,000 minimum balance | yes | yes | yes | none |
| Student | none | yes | no | yes | none |
| Christmas Club | none | yes | no | yes | penalty for early withdrawal |
| Statement | $3 quarterly fee waived with $200 minimum balance | yes | yes | yes | none |
| Premium Plus | $5 monthly fee waived with $2,500 minimum balance | three tier structure | yes | yes | none |
| Preferred First Rate | $5 monthly fee waived with $2,500 minimum balance | two-tier structure; adjusts with prime | no | yes | none |
| CDs | varies with term | varies with term | no | yes | nominal penalty for early withdrawal |
| IRAs | varies with term | varies with term | no | yes | early withdrawal penalty varies with type |
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |