Preferred First Rate
Great for basic or long-term savings, this account offers a two-tier interest structure that adjusts with market conditions and is indexed to the prime rate. Enjoy unlimited deposits and in-person withdrawals, in addition to two third-party, preauthorized or POS debits per statement cycle. The first interest tier starts with a minimum balance of $2,500, and by maintaining this balance, the $5 monthly fee will be waived. Interest is compounded daily and credited monthly.
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |
| Money Market | $7 monthly fee waived with $1,000 minimum balance | yes | yes | yes | none |
| Student | none | yes | no | yes | none |
| Christmas Club | none | yes | no | yes | penalty for early withdrawal |
| Statement | $3 quarterly fee waived with $200 minimum balance | yes | yes | yes | none |
| Premium Plus | $5 monthly fee waived with $2,500 minimum balance | three tier structure | yes | yes | none |
| Preferred First Rate | $5 monthly fee waived with $2,500 minimum balance | two-tier structure; adjusts with prime | no | yes | none |
| CDs | varies with term | varies with term | no | yes | nominal penalty for early withdrawal |
| IRAs | varies with term | varies with term | no | yes | early withdrawal penalty varies with type |
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |