Student savings
We partner with many local schools to provide banking services, like this account, to students on a given day each week. We help students understand the importance of setting aside money for future expenses, purchases or investments. And to promote the growth of a student’s savings, we offer competitive interest rates. There is no monthly maintenance fee or minimum balance to maintain. Interest is compounded daily and credited quarterly.
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |
| Money Market | $7 monthly fee waived with $1,000 minimum balance | yes | yes | yes | none |
| Connect and Save | none | yes | yes | yes | none |
| Student | none | yes | no | yes | none |
| Christmas Club | none | yes | no | yes | penalty for early withdrawal |
| Statement | $3 quarterly fee waived with $200 minimum balance | yes | yes | yes | none |
| Premium Plus | $5 monthly fee waived with $2,500 minimum balance | three tier structure | yes | yes | none |
| Preferred First Rate | $5 monthly fee waived with $2,500 minimum balance | two-tier structure; adjusts with prime | no | yes | none |
| CDs | varies with term | varies with term | no | yes | nominal penalty for early withdrawal |
| IRAs | varies with term | varies with term | no | yes | early withdrawal penalty varies with type |
| Account Name | FEATURES | ||||
| Minimum Balance & Fees | Interest | Free Check Card or ATM Card | Free Online Banking | Withdrawal Penalties | |